BonCap

What You Get


Basic Summary

Income Bracket:
Main
Adult
Children
Monthly Contributions:
R 1 274
R 1 274
R600
Contribution Calculator
ADULT DEPENDANTS
CHILD DEPENDANTS
TOTAL:R 1274
In-hospital benefits
Hospital
network
Yes

Hospital
cover
Unlimited at a DSP
GP and specialist consultations
(Network doctors covered in full at the Bonitas Rate)
Unlimited, covered at 100% of the BonCap Rate. Non-network specialists and GPs are covered at 70% of the BonCap Rate
Blood tests and x-rays
Blood tests limited to R27 880 per family. X-rays unlimited, 100% of the BonCap Rate
MRIs and CT
scans
R12 720 per family (R1 100 co-payment per scan, except PMB)
Internal and external
prostheses
PMB only at a DSP
Internal nerve
stimulators
N/A
Cochlear
implants
N/A
Mental health
hospitalisation
PMB only at a DSP. 30% co-payment applies at non-DSP
Sublimit of hospitalisation for mental health
consultations per family

(In or out-of-hospital)
N/A
Take-home
medicine
Limited to a 7-day supply up to R420 per hospital stay
Physical
rehabilitation
R54 360 per family
Alternatives to hospital
(Hospice, step-down facilities)
R15 660 per family
Terminal
care
Unlimited for oncology
Cancer treatment
PMB only, at a DSP (30% co-payment applies at a non-DSP)
Non-cancer specialised
drugs

(Including biological drugs)
PMB only
Kidney
dialysis
Unlimited at a DSP or a 20% co-payment applies
Organ
transplants
PMB only at a DSP
HIV/AIDS
Unlimited, if you register on the HIV/AIDS programme
Co-payments for certain procedures
(Refer to product brochure for details)
Yes
Refractive
surgery
N/A
Out-of-hospital benefit
GP
consultations
Network: Unlimited, using a maximum of 2 nominated BonCap network GPs. Pre-authorisation required from 8th visit. Non-Network: 1 out-of-network consultation per beneficiary, maximum 2 consultations per family, limited to R380 per visit 30% co-payment applies, unless PMB
Specialist
consultations
Network: 3 visits or R3 480 per beneficiary or 5 visits or R5 170 per family. Subject to referral from a BonCap network GP. Pre-authorisation required (including MRIs and CT scans)
X-rays and ultrasounds, blood tests and acute
medicine
(Combined benefit) *Ranges from R2 060 - R4 970, *based on family size. Subject to the BonCap formulary, Bonitas pharmacy network and use of a network provider. Acute medicine and blood tests: 20% co-payment at non-DSP
Over-the-counter
medicine
R105 per event, R295 per beneficiary per year. Subject to the BonCap medicine formulary, Bonitas pharmacy network and use of a network provider
Paramedical/Allied medical professionals
(Such as occupational therapists and dieticians)
PMB only
General medical
appliances
R6 330 per famliy
Hearing
aids
N/A
Optometry
(Once every 2 years)
Glasses or contact lenses are available through the contracted service provider once every 2 years (based on the date of your previous claim). Managed Care protocols apply
Basic dentistry
(Subject to dental management protocols)>
Managed Care protocols apply
Specialised dentistry
(Subject to dental management protocols)
N/A
Chronic benefits
(Subject to Managed Care Protocols)
Unlimited for PMB at the DSP
Additional benefits
Contraceptives
(Per family)
R1 180 at the DSP. 40% co-payment applies at non-DSP
International
travel
N/A
Maternity benefits
Amniocentesis
N/A
Antenatal
classes
N/A
Antenatal
consultations
N/A
Postnatal
consultations
N/A
Private
ward
N/A
Ultrasound scan
2D
N/A
Childcare benefits
Baby advice
line
For children under 3 years
Congenital hypothyroidism
screening
Infants under 1 month old
GP consultations
(Children between ages 2 and 12)
N/A
Hearing
screening
Newborns up to 8 weeks, in or out-of-hospital
Immunisations
N/A
Paediatric consultations
(Infants between ages 1 and 2)
N/A
Paediatric consultations
(Infants under the age of 1)
N/A
Preventative care benefits
Flu vaccine per
beneficiary
1
HIV test per
beneficiary
1
Full lipogram
(Every 5 years, for members aged 20 and over)
0
Mammogram
(Every 2 years, women over 40)
1
Pap Smear
(Every 3 years, women between ages 21-65)
1
Pneumococcal vaccine
(Every 5 years, members aged 65 and over)
1
Prostate screening antigen
test

(Men between ages 45-69)
1
Stool test for colon cancer (Members between ages 50-75)
1
Bone density screening
(Women aged 65 and men aged 70 and over)
0
Whooping cough booster
vaccine

(Every 10 years, members between 7-64)
0
Human Papillomavirus (HPV)
vaccines

(Girls between ages 9-14)
0
Wellness benefits
Wellness screening
(Benefit includes: GP and specialist consultations, Acute and over-the-counter medicine, Biokineticist and physiotherapist consultations and treatment, Paramedical services such as dietician, speech and occupational therapy consultations and treatment, Alternative healthcare such as homeopathic consultations and treatment and acupuncture, Non-surgical procedures and tests e.g. wart removal, X-rays, Blood tests)
N/A
Wellness screening
(Blood pressure, glucose, cholesterol, body mass index and waist-to-hip ratio)
1 wellness screening per beneficiary at a participating pharmacy, biokineticist or a Bonitas wellness day.
Please Note: DSP = Designated Service Provider PMB = Prescribed Minimum Benefits *For full details refer to the 2023 Bonitas Product Brochure.